How much is £20 an hour annually in the UK?

At £20 per hour on a full-time 37.5-hour week, you earn £39,000 gross per year. After Income Tax and National Insurance, your take-home is £31,600 a year, or £2,633.30 a month, for the 2026/27 tax year.

What is £20 an hour after tax?

£20 an hour works out to roughly £16.20 an hour after tax once Income Tax and National Insurance are deducted, based on full-time hours in the 2026/27 tax year.

Is £20 an hour a good wage in the UK?

£20 an hour equals about £39,000 a year full-time. That's above the UK median full-time salary — a comfortable wage that still keeps you within the 20% basic-rate tax band.

£20 an Hour After Tax

If you earn £20 per hour on a full-time 37.5-hour week, that's £39,000 a year gross. Here's your take-home after Income Tax and National Insurance for the 2026/27 tax year.

Monthly Take-Home

£2,633.30

Yearly Net

£31,600

After-Tax Hourly

£16.20

£20 an hour in different time periods

	Gross	Take-Home
Per year	£39,000	£31,600
Per month	£3,250.00	£2,633.30
Per week	£750.00	£607.68
Per hour	£20	£16.20

Full deductions breakdown

Gross annual salary	£39,000
Income Tax	−£5,286
National Insurance	−£2,114
Annual take-home	£31,600

At £20 an hour over a full-time 37.5-hour week, you earn £39,000 a year before tax. After Income Tax of £5,286 and National Insurance of £2,114, you take home £31,600 a year — about £2,633 a month or £608 a week.

All of your earnings sit within the basic-rate band, so you pay 20% Income Tax on income above £12,570 and 8% National Insurance on the same slice. You keep your full Personal Allowance.

If you work more or fewer than 37.5 hours, do shift or overtime work, or have a student loan or pension, your figure will differ — the main calculator handles all of those.

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Based on a full-time 37.5-hour week (1,950 hours/year). Assumes the standard 1257L tax code, no student loan, no pension contributions, and residency in England, Wales or Northern Ireland. For part-time hours, overtime, Scottish rates, student loans or pensions, use the main calculator. Always verify with your payslip.